This is the blog of Paul Brindley, a licensed insolvency practitioner.
Born, bred and still living in the Black Country in the West Midlands but working in Northamptonshire, Buckinghamshire, and alongside the M6 and M1 in the Greater Midlands, I have spent most of the last 20 years helping people deal with a mixture of personal and corporate financial problems.
The vast majority of the people that I see cannot pay, rather than deliberately set out to avoid paying, their debts. They want to do the right thing for themselves and their family but are struggling with the moral and legal aspects of their financial position. More often than not, they delay taking action to sort themselves out. The aim of this blog is to summarise in normal daily language the complex area of insolvency for people who cannot pay so that they can make the right decisions, and start a new, less troublesome, and more fulfilling life.
On a personal level, I am a normal Joe in the street, now in his mid 40s, married with two kids, who just happens to be in the fortunate position of having trained as a chartered accountant and insolvency practitioner.
My interests include football (I am a Baggies fan and still play from time to time) and mountain walking (I am a member of West Bromwich Mountaineering Club).
My e-mail address is paulbrindley@aol.com.
Why write such a blog? Well, I get a lot personally out of using my skills to help others (you may not believe it, but some IPs do have a heart!). As the Dalai Lama said:
‘I believe that the very purpose of life is to be happy. From the very core of our being, we desire contentment. In my own limited experience I have found that the more we care for the happiness of others, the greater is our own sense of well-being. Cultivating a close, warmhearted feeling for others automatically puts the mind at ease. It helps remove whatever fears or insecurities we may have and gives us the strength to cope with any obstacles we encounter. It is the principal source of success in life. Since we are not solely material creatures, it is a mistake to place all our hopes for happiness on external development alone. The key is to develop inner peace’